ABBREVIATION

• nba: NON banking assests
• npl/NPA: NON performing loan/Non-performing Assets
• DDA: Due Diligence Audit
• cdd:customer due deligence
• fatf:financial action taxk force
• pin: personal indentification number
• EBRD: European Bank for Reconstruction ad Development
• USAID: United States Agency for International Development
• PCA : Prompt Corrective Action
• BCBS: the Basel Committee on Banking Supervision
• RWE: Risk Weighted Exposure
• CRM: Credit Risk Mitigation
• FINO: FINANCIAL INFORMATION NETWORK AND OPERATION
• DRS: DISASTER RECOVERY SITE
• UCPDC: THE UNIFORM CUSTOM AND PRACTICES FOR DOCUMENTARY CREDITS
• SWIFT: SOCIETY FOR WORLDWIDE INTERBANK FINANCIAL TELECOMMUNICATION
• EPS: EARNING PER-SHARE
• CAR: CAPTAL ADEQUACY RATIO
• ATM: AUTOMATED TELLER MACHINE
• EMI: Equated MONTHLY INSTALLMENT/Equal Monthly Installment
• FIU: FINANCIAL INTELIGENCE UNIT/FINANCIAL INFORMATION UNIT
• RTGS: REAL TIME GROSS SETTLEMENT
• SCT: SMART CHOICE TECHNOLOGY
• KYC: KNOW YOUR CUSTOMER
• ACU: ASIAN CLEARING UNION
• BiBiNi:BIDESI BINMAYA NIYAMAWAULI/niyanran/niyam
• FEER: FOREIGN EXCHANGE ENCASHMENT RECEIPT(B.B.N.:5)
• ICC: INTERNATIONAL CHAMBER OF COMMERCE
• MT: MESSAGE TEXT
• ISBP: INTERNATIONAL STANBY PRACTISEs
• NPA/NPL: NONE PERFORMING LOAN /ASSESTS
• NBA: NON BANKING ASSESTS
• RWA: RISK WEIGHTAGE ASSESTS
• SOL: SINGLE OBLIGER LIMIT
• slf: STANDING liquidity facility
• nas:national accounting standard
• CIC: CREDIT INFORMATION CENTER
• DSCR: DEBT SEVICE COVERAGE RATIO
• AML: anti money laundering
• IMF: INTERNATIONAL MONEYToRY FUND
• MPBF: MAXIMUN PERMISSEABLE BANK FINANCE
• UID: UNIque IDENTICATION number/universal indentifier
• BIC: BANK INDENTIFIER CODE
• IBAN: INTERNATIONAL BANK ACCOUNT NUMBER
• CHIPS: CLEARING HOUSE INTER BANK PAYMENT SYSTEM
• CHAPS: CLEARING HOUSE Automated PAYMENT SYSTEM
• libid: LONDON interbank bid rate
• libor: LONDON interbank offer rate
• mibor: MUMBAI interbank offer rate
• FEDAN: FOREIGN EXCHANGE & Market DEALER ASSOCIATION OF NEPAl
• NASDAQ:NATIONAL ASSOCIATION OF SECURITY DEALER AUTOMATEd QUOTATION
• AER: Annual earnings rate on an investment.
• APR: The annual percentage rate of interest
• ADR: AMERICAN Depository Receipt.
• ATS: AUTOMATIC Transfer Service Account
• Otc: OVER THE COUNTER
• utc: UNDER THE COUNTER
• BKE: BILATERAL KEY EXCHANGE
• FOB: FREE ON BOARD 
• POS:POINT OF SALE